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Are you in the process of buying a new car? Don't forget to get auto insurance! According to Forbes, an estimated one in eight drivers operates their vehicle without the necessary insurance. Auto insurance is an important part of responsible car ownership. Let's take a closer look at a few reasons why.
1. You're Required to Have Coverage There are many reasons to have car insurance, with the most popular one being that it's required in the state of Texas. Your job may also require that you have coverage if you use your vehicle for work. And finally, most financial institutions carry a certain amount of insurance coverage as a condition of your car loan. These are all important reasons for you to always have insurance protection for your car. 2. You Need to Protect Your Vehicle Many of us rely on our cars for transportation to work or to meet other obligations. Without the proper level of insurance, you can put your livelihood in jeopardy. When you have a comprehensive policy, you could enjoy features like rental car coverage, towing services, and roadside assistance. All of these services will be helpful if you ever have an accident and need assistance when your car is being repaired. Now's an ideal time to review the policies that are available in our area to ensure that you have the coverage you need now and into the future. 3. It's the Financially Responsible Choice Having to pay out of pocket to cover auto repairs caused by a covered event isn't a financially responsible choice. With car insurance, your policy will cover the cost of repairs when you're involved in an accident or another covered event. This is especially true when an accident causes injury or property damage. Without the right insurance coverage, you could be held personally liable for the cost of damages. This type of scenario can make financial stability incredibly difficult. The right insurance policy can protect your financial interests and prevent you from having personal financial liability. Not only can Rollo Insurance of Dripping Springs help direct you to the correct coverage, we can also help you select a car based on policy affordability. Give us a call today and let us help you with all of your auto insurance needs. We look forward to working with you!
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If you feel overwhelmed and confused by health insurance, you aren't alone. According to the CDC, 29.6 million people under the age of 64 don't have health insurance in America. Many people choose to skip health insurance, even employee health insurance, all together simply because it's so confusing to choose the right coverage. This quick guide will provide you with some information on how to choose the right coverage.
Different Plans for Different People The first thing you need to know is that there are different employee health insurance plans for different types of people. Health insurance is definitely not a one size fits all type of service. The reason that there are different plans for different people is so that families can choose a plan that would suit their particular needs. Health needs can vary greatly from person to person. An individual that is relatively healthy will not need the same types of coverage as someone who is chronically ill. This is why different plans exist. Evaluate Your Health Needs The first step in choosing the appropriate employee health insurance coverage is to evaluate your health needs and the health needs of your family if you'll be providing coverage for them as well. How often do you visit the doctor? Do you use a specialist? Are you on any type of maintenance medication? Do you have ongoing or chronic health problems? These questions can help you determine what level of coverage you might need. Evaluate Your Budget As with most services, you will also need to evaluate your budget so that you can choose a plan that works for your financially. Health insurance plans come in different packages to help families plan financially for this big expense. The best way to determine which type of plan would work for your family is to sit down with an insurance professional. They'll be able to evaluate your particular needs and suggest plans that might work well for you. Keep Track of Deadlines Insurance in the US operates on specific deadlines called "Open Enrollment" periods. During open enrollment, participants can sign up for services and coverage for the upcoming year. It's important to observe when these windows open and shut, because in some cases that may be the only time you can enroll. If you would like to learn more about health insurance, please contact Rollo Insurance today. We look forward to helping you choose the right insurance plan to suit your needs! |
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May 2024
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