Rollo Insurance
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Landlords Insurance Quote
      • Mobile Home Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Cyber Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • LIfe & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Other Quotes >
      • Event Insurance Quote
      • Travel Trailer Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Policy Review
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Landlords Insurance
      • Mobile Home Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Cyber Insurance
      • Insurance Bonds
      • Workers Compensation
    • LIfe/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Other >
      • Event Insurance
      • Travel Trailer Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • News
    • Blog
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Classic Car Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Landlords Insurance Quote
      • Mobile Home Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Cyber Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • LIfe & Financial Quotes >
      • Life Insurance Quote
      • Annuity Quotes
      • Disability Insurance Quote
      • Final Expense Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Long Term Care Insurance Quote
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Vision Insurance Quote
    • Other Quotes >
      • Event Insurance Quote
      • Travel Trailer Quote
      • Umbrella Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Policy Review
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Landlords Insurance
      • Mobile Home Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Cyber Insurance
      • Insurance Bonds
      • Workers Compensation
    • LIfe/Financial >
      • Life Insurance
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Other >
      • Event Insurance
      • Travel Trailer Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • About
    • Staff Directory
    • Refer a Friend
    • Client Testimonials
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • News
    • Blog
  • Contact

Rollo Insurance Blog

High-Risk Auto Insurance

3/7/2022

0 Comments

 
Picture
Did you know that most auto insurance companies consider high-risk drivers to be those who have experienced a lapse in coverage or a violation of their driving record within the past three years? 
​
Not only are these drivers considered a higher risk, but they're also given higher rates than average motorists. If you fall into either category, then it's time to research high-risk auto insurance policies.
What is risky in an auto insurance sense?
A High-Risk Driver is a driver with past or current incidents on their record that may indicate a greater risk for future accidents. 

The driving record of every driver is evaluated by insurers when determining whether to issue auto insurance coverage, and it impacts rates accordingly. 

You should get auto insurance if you are high risk, but you will pay more than someone who is not high risk.

How to tell if you are a high-risk driver?
A high-risk driver is typically an individual who consistently breaks traffic laws. A person with many speeding tickets or other violations on their record may be considered a high-risk driver.

So are seen as more likely to get into another accident, again leading to higher premiums for that policyholder.

Tips on how to lower your insurance premiums
  1. Drive safely
    Age may be a factor in premium costs; younger individuals are generally perceived as being at higher risk because they tend to drive more aggressively, sometimes under the influence of alcohol or drugs. 

  2. Have your vehicle appraised  
    If you want to lower your auto insurance premiums, consider having an independent appraiser inspect your vehicle and give you a valuation. 
    ​
  3. Carry comprehensive and collision insurance  
    Comprehensive and collision are two coverages offered by most auto insurance companies. Carrying both can help protect you financially if your car is damaged or destroyed due to an accident.

Final Thoughts
If you're in an at-fault accident, have a moving violation on your record, or are classified as high risk because of certain factors.

Depending on where you live, you may get unique coverage options like uninsured/underinsured motorist protection, medical payments coverage, and personal injury protection.

At Rollo insurance, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (512) 894-9742 or Click Here to request a free quote. Coverage discussed in this article is not guaranteed. Please contact our agency to go over your existing coverage. We are happy to help you make sure your needs are being met!
0 Comments



Leave a Reply.

    Contact Us

    (512) 894-9742
    1322 W Hwy 290
    Suite A
    Dripping Springs, TX 78620
    Click Here to Email Us

    Archives

    November 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    August 2021

    Categories

    All
    Auto Insurance
    Business Insurance
    Cyber Insurance
    FAQs
    Financial
    Home Insurance
    Insurance
    Local
    Safety
    Wedding Insurance

    RSS Feed

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Rollo Insurance​
1322 W Hwy 290
Suite A
Dripping Springs, TX 78620
(512) 894-9742​
Click Here to Email Us

Location

Website by InsuranceSplash