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Rollo Insurance Blog

Trampoline Installation and Its Effect On Homeowners’ Insurance Policy

5/6/2022

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Picture
If you have children, they want to have various toys to play with. One of the most popular toys you can buy for your children, especially when building a playground, would be a trampoline.

However, installing a trampoline may cause you many issues, particularly with your home insurance firm. Some insurance firms do not allow the installation of trampolines because of the physical hazards that they can produce for the human building itself.
​
This holds especially if the house you will move into or own needs to be fixed up over time.
Checking With Your Insurance Agent
To remedy the situation, you would have to talk to your insurance agent to find out more about their rules regarding trampoline installations before you try to do it yourself.

Ask your agent about their rules regarding new installations on the playground. Also, you may have to pay more premiums because of the trampoline down the line.

What If You Don’t Tell Your Insurance Company About The Trampoline?
Blatant omission of the information is tantamount to lying about it. This may lead to the instant cancellation of your existing policy depending on the rules within the company itself.

This is why you need to find out more about the fine print of your existing home insurance policy. This way, you will be able to create contingencies for any eventuality that might cause you not to install your trampoline in the future.

The Conclusion
Ultimately, it would be best to ask for help from friends and family members who have installed trampolines at their homes, inquire about what prerequisites you need to have if you wish to install the trampoline in your home and update your insurance policy.

By doing this, you will gain more knowledge about what to do regarding your trampoline setup.

At Rollo Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (512) 894-9742 or Click Here to request a free quote. The coverage discussed is not guaranteed. Please contact our agents to make sure you have adequate coverage and your needs are being met. We are happy to help!
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