Rollo Insurance Blog
A lot of people see an insurance policy as a routine payment transaction. A bit like your electricity or your internet bill. And in terms of upgrades, you may want to revisit not only your internet’s data connection. You might want to also think of updating your current home insurance policy.
Your agent may recommend that you consider upgrades for your insurance policy. They will want you to review your policy once a year especially, if necessary. Aside from that, several situations may call forth any upgrade for your insurance.
You’ve completed a remodel
If you wish to modify your kitchen or add another bathroom, make sure to notify your insurance company. Remodeling your home can materially affect the value of your home. Your insurer will have to re-adjust some coverage limits to cover some replacement costs fairly.
You’ve added a security system
Truly, being safe is your top priority. Adding a security system in your home may also be a sign to update your existing policy. Some insurance companies even offer benefits to homeowners with maintained security or fire alert systems.
You’ve purchased or sold an expensive item
Aside from home remodeling, you will also want protection for your new possessions. Home insurance upgrades may also cover newly purchased expensive items. Selling them in the future can also be one of the reasons for your update.
You’ve welcomed a dog to the family
Initially, your new pet might cause problems for your household. Or even outside of your home. Fortunately, some home insurance policies cover dog bite liability. You have to tell your insurance provider right away to update such coverage. Let them know about the addition to your household.
As a homeowner, you need to know which situations can upgrade your existing insurance policy. It’s always a must to communicate with your insurance provider about these things. Know the deal about it and make sure to add up whatever suits your needs.
At Rollo Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (512) 894-9742. Get your free quote today by CLICKING HERE. Coverage discussed in this article is not guaranteed. Please contact our agents today to ensure that your needs are being met and learn more about your policy. We are happy to help!